Short Answer
Closing on a waterfront Keys home involves additional steps beyond a standard transaction: verifying dock and seawall permits, confirming submerged land lease status, reviewing marine survey results, and ensuring flood zone disclosures are complete. Title work for waterfront properties may also involve riparian rights and boundary lines that extend into the water.
Closing on a waterfront Keys home involves additional steps beyond a standard transaction: verifying dock and seawall permits, confirming submerged land lease status, reviewing marine survey results, and ensuring flood zone disclosures are complete. Title work for waterfront properties may also involve riparian rights and boundary lines that extend into the water.
If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.
Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.
Steve's Advice
Steve Conley
Principal, Conley Sales Group at COMPASS
Waterfront closings in the Keys take longer and require more documentation. I budget 45 to 60 days minimum for a waterfront transaction. The extra time is for marine surveys, permit verification, and making sure the dock, seawall, and any boat lifts are properly permitted. I have seen waterfront closings delayed by unpermitted docks that needed county approval after closing. It is better to handle everything before we sign.
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