What's different about closing on a waterfront Keys home?
Short Answer
Closing on a waterfront Keys home involves additional steps beyond a standard transaction: verifying dock and seawall permits, confirming submerged land lease status, reviewing marine survey results, and ensuring flood zone disclosures are complete. Title work for waterfront properties may also involve riparian rights and boundary lines that extend into the water.
Steve's Advice
Steve Conley
Principal, Conley Sales Group at COMPASS
Waterfront closings in the Keys take longer and require more documentation. I budget 45 to 60 days minimum for a waterfront transaction. The extra time is for marine surveys, permit verification, and making sure the dock, seawall, and any boat lifts are properly permitted. I have seen waterfront closings delayed by unpermitted docks that needed county approval after closing. It is better to handle everything before we sign.
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