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Closing & Transactions

What is earnest money and how much should I offer?

Steve Conley | August 24, 2026

Short Answer

Earnest money is a deposit made to show good faith when making an offer. In the Keys, earnest money typically ranges from 1% to 10% of the purchase price, depending on the property value and market conditions.

Earnest money is a deposit made to show good faith when making an offer. In the Keys, earnest money typically ranges from 1% to 10% of the purchase price, depending on the property value and market conditions.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

Earnest money shows the seller you are serious. In the Keys, 1 to 3 percent of the purchase price is standard. The deposit is held in escrow and applied to your down payment at closing. A larger deposit can make your offer more competitive.

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