Home / Ask Steve / Inspections & Due Diligence
Inspections & Due Diligence

What is a 4-point inspection?

Steve Conley | August 24, 2026

Short Answer

A four-point inspection evaluates a home's four main systems: roof, electrical, plumbing, and HVAC. Insurers often require this for older homes to assess risk and determine insurability. It is especially important in the Keys where older homes are common.

A four-point inspection evaluates a home's four main systems: roof, electrical, plumbing, and HVAC. Insurers often require this for older homes to assess risk and determine insurability. It is especially important in the Keys where older homes are common.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

A 4-point inspection evaluates your roof, electrical, plumbing, and HVAC systems. Insurance companies in the Keys often require one before issuing a policy. If any system is outdated or non-compliant, it can affect your ability to get coverage.

Ready to Take the Next Step?

Whether you are buying, selling, or just exploring the Florida Keys, Steve is here to help.