What is the National Flood Insurance Program?

By Steve Conley

Short Answer

The National Flood Insurance Program (NFIP) is a federal program that makes flood insurance available to property owners in participating communities, including Monroe County. It sets rate guidelines and coverage limits for flood policies.

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

The NFIP is the federal program that provides flood insurance to homeowners. In the Keys, most properties are covered through NFIP policies, though private flood insurance is becoming more common and sometimes offers better rates. I can help you compare options.

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More questions in Flood Insurance & FEMA

How much does flood insurance cost in the Florida Keys? What flood zone am I in for my Keys property? How much does flood insurance cost in the Florida Keys? What is a FEMA elevation certificate? Can I get cheaper flood insurance if my home is elevated? What is the difference between Zone AE and Zone VE? Do I need flood insurance if I pay cash for my home? How does flood insurance affect my monthly payment? Can I shop for private flood insurance in the Keys? How do flood zones change over time? What Flood Zone Is My Florida Keys Property In? Can the New Florida Keys Flood Maps Change What I Can Build? Insurance Requirements for Coastal Properties in the Florida Keys

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