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Short-Term Rentals

What are the tax implications of renting my Keys home?

Steve Conley | August 24, 2026

Short Answer

Rental income from Keys vacation properties is subject to federal income tax, Florida sales tax, and Monroe County tourist development taxes. Understanding the full tax picture is important for evaluating rental property investments.

Rental income from Keys vacation properties is subject to federal income tax, Florida sales tax, and Monroe County tourist development taxes. Understanding the full tax picture is important for evaluating rental property investments.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

Rental income is taxable, but you can deduct mortgage interest, insurance, maintenance, depreciation, and management fees. If you use the property personally for more than 14 days, the rules change. Talk to a tax professional who understands short-term rental rules in the Keys.

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