How do I check if a property has storm damage history?
Short Answer
Storm damage history can be checked through insurance claim records, CLUE reports, building permit history, and disclosure documents. Sellers in Florida are required to disclose known hurricane damage and insurance claims.
Steve's Advice
Steve Conley
Principal, Conley Sales Group at COMPASS
Ask the seller for their insurance claim history. Check Monroe County building records for any unpermitted repairs. Look for mismatched roofing materials, fresh paint on older structures, or signs of recent renovation that might indicate storm damage. I dig into this on every deal.
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