Home / Ask Steve / Inspections & Due Diligence
Inspections & Due Diligence

How do I check if a property has storm damage history?

Steve Conley | August 24, 2026

Short Answer

Storm damage history can be checked through insurance claim records, CLUE reports, building permit history, and disclosure documents. Sellers in Florida are required to disclose known hurricane damage and insurance claims.

Storm damage history can be checked through insurance claim records, CLUE reports, building permit history, and disclosure documents. Sellers in Florida are required to disclose known hurricane damage and insurance claims.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

Ask the seller for their insurance claim history. Check Monroe County building records for any unpermitted repairs. Look for mismatched roofing materials, fresh paint on older structures, or signs of recent renovation that might indicate storm damage. I dig into this on every deal.

Ready to Take the Next Step?

Whether you are buying, selling, or just exploring the Florida Keys, Steve is here to help.