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Inspections & Due Diligence

How do I verify a home's flood elevation?

Steve Conley | August 24, 2026

Short Answer

A home's flood elevation is verified through a FEMA elevation certificate, prepared by a licensed surveyor. This document is critical for determining flood insurance rates and compliance with local building codes.

A home's flood elevation is verified through a FEMA elevation certificate, prepared by a licensed surveyor. This document is critical for determining flood insurance rates and compliance with local building codes.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

Request the elevation certificate from the seller or Monroe County. It documents the lowest floor height relative to the Base Flood Elevation. If the home was built before the certificate was required, you may need a new survey. This document directly affects your flood insurance costs.

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