Short Answer
A Certificate of Occupancy (CO) is an official document issued by the local government that confirms a property complies with building codes and is safe for occupancy. In the Keys, a valid CO is essential for closing and insurance purposes.
A Certificate of Occupancy (CO) is an official document issued by the local government that confirms a property complies with building codes and is safe for occupancy. In the Keys, a valid CO is essential for closing and insurance purposes.
If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.
Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.
Steve's Advice
Steve Conley
Principal, Conley Sales Group at COMPASS
In the Keys, a Certificate of Occupancy is everything. It is the difference between renovating with a standard permit and waiting years in the ROGO queue. I have closed deals where the CO status alone added or subtracted six figures from the asking price. Always verify it is active, current, and matches the actual structure on the lot.
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