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Do I need to disclose flood zone information to buyers?

Steve Conley | August 24, 2026

Short Answer

Florida law requires sellers to disclose known flood zone information and flood history. The Seller's Property Disclosure form includes specific questions about flood damage, flood zone designation, and insurance claims.

Florida law requires sellers to disclose known flood zone information and flood history. The Seller's Property Disclosure form includes specific questions about flood damage, flood zone designation, and insurance claims.

If you have a specific situation or property in mind, I encourage you to reach out directly. Every real estate transaction in the Florida Keys has unique factors, and a conversation is the best way to get the precise guidance you need. My team and I are here to help you navigate the process with confidence.

Text me at (305) 393-5859 or send a message through the contact page and I will get back to you personally.

Steve Conley

Steve's Advice

Steve Conley

Principal, Conley Sales Group at COMPASS

Full disclosure protects you. Florida law requires sellers to disclose known material defects, and flood zone status is something every buyer should know upfront. I include flood zone information, elevation certificates, and insurance history in every listing package I prepare.

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